Request A Call Back
Request a callback below and we will get in touch with you if you wish to talk about any of our services.
Mortgage and Finance Services
Not all mortgage applications are the same. If you visit your bank or building society, they will have one set of criteria and rules they need to follow. At AM Mortgages we have access to the whole of the market to be able to find the right lender to fit your situation. We have a wealth of success stories which we are incredibly proud of. Here are some of the areas we specialise in, but if you have something else to consider, it will be our pleasure to research for you:
First Time Buyer Mortgage Advice
We know it’s not all about the mortgage when you are buying your first home. It’s an exciting time, but with so many plans to make and questions to be answered it can also be a little daunting. That’s why we explain the whole purchasing process including likely legal, survey and other costs involved in buying. We will then search out the most suitable mortgage from a comprehensive range of products from across the market and provide you with an agreement in principal, so you can begin looking for property with complete confidence.
When you are ready to buy, having made a successful offer for a property, we will then handle all the complex paperwork, again working with the lender, solicitor and surveyor throughout the purchase to ensure that buying your first home is a stress-free experience.
Remortgage Advice
Looking for the best mortgage deal as an experienced property owner can be as daunting as buying your first home or moving home. The small differences in rate can have a big impact on your repayments. You will want to make sure you get the very best remortgage advice possible.
At AM Mortgages we provide each client with a personalised service to find the most suitable deal on the market. Unlike basic comparison sites, we will tailor your remortgage to fit your own personal circumstances. We will also complete all the remortgage paperwork with you, dealing with the lenders, solicitors and surveyors throughout the process, to make sure everything goes as smoothly as possible.
Moving Home
Looking for the best mortgage deal as an experienced property owner wishing to move home can be as daunting as buying your first home. There are so many things to organise and think about that we aim to make the mortgage process as straight forward and hassle-free as possible.
We will then search out the most suitable mortgage from a comprehensive range of products from across the market and provide you with an agreement in principal, so you can begin looking for property with complete confidence.
When you are ready to buy, having made a successful offer for property, we will then handle all the complex paperwork, again working with the lender, solicitor and surveyor throughout the purchase to ensure you will only need to worry about packing!
Buy to Let Mortgage Advice
Whether you are a first time landlord or an experience landlord looking to increase your portfolio, we at AM Mortgages understand that in any commercial enterprise every penny counts when you are trying to make a profit.
We can offer specialist buy-to-let mortgage expertise around your needs and circumstances. We will find you the most suitable deal and do the paperwork for you, deal with the lenders, solicitors and surveyors throughout the process – which saves you time and hassle.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
New Build Mortgage Advice
There are so many great schemes and incentives, new home buyers are often overwhelmed by the number of options to choose from. That’s why it’s important to get impartial advice, making sure you are aware of all the choices made available from various builders.
At AM Mortgages, we’ll search the market for all new build schemes and products available to insure you get impartial advice. We complete all the paperwork with you. We’ll also deal with the lender, solicitor and surveyor throughout the process, to ensure your home purchase is completed as smoothly as possible.
Right to Buy Mortgages
Are you a council tenant, or were you living in your home when the council transferred it to another landlord?
If yes, now might be the ideal time to think about buying your home.
At AM Mortgages, we’ll search the market for all right to buy deals and products available to insure you get impartial advice. We complete all the paperwork with you. We’ll also deal with the lender, solicitor and surveyor throughout the process, to ensure your home purchase is completed as smoothly as possible.
Self-Employed and Contractors Mortgage Advice
As self-employed or contractor you may feel that your options are limited when it comes to applying for a mortgage. Typically, there may be increased challenges when compared to those who are employed on a permanent basis, but it is still possible, and it is important not to let those challenges prevent you from buying your first home.
At AM Mortgages we can help you overcome challenges that you may face. We offer mortgage advice across the market and can even offer mortgage deals that are exclusively available through us. When it comes to mortgages for self-employed and contracts lender’s requirements vary, so we make sure you find the best lender to match your personal circumstances.
An Independent View of Your Credit Score
Lenders generally use their own system to work out your Credit Score based on the information in your Credit Report, and they often check your information at more than one Credit Reference Agency. Your checkmyfile Credit Score is based on all the Credit Report information we gather from Equifax, Experian and TransUnion to help you better understand how you are likely to be assessed when applying for credit.
See at a glance how the information in your Credit Report affects your checkmyfile Credit Score both positively and negatively.
See Your Multi Agency Credit Report Free
Please be aware that by clicking on to the above links you are leaving AM Mortgages website. Please note that AM Mortgages nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.
Checkmyfile pays AM Mortgages £6.00 referral fee per sign up.
Try it FREE for 30 days, then £14.99 a month – cancel anytime
YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.